INDRAYATNA, Fajar; RUSYDA, Hasna Afifah; SOLEH, Achmad Zanbar; NOVIYANTI, Lienda. Skema Dana Pensiun Menggunakan Matriks Transisi Markov. Data Enthusiast: Jurnal Ilmiah Sains Data, [S. l.], v. 1, n. 1, p. 1–6, 2025. Disponível em: https://journal2.ikopin.ac.id/index.php/dataenthusiast/article/view/1. Acesso em: 14 may. 2026.